Financial Freedom,  Making Money

Best Free Financial Literacy Books

The five books below are in my opinion the best free financial literacy books online today. But they are also five of the best financial literacy books ever written.

You can read them all online for free, plus they all make my top 10 money books everyone should read. Between the five of them you will learn the money fallacies we learn growing up, you will learn how to mold your mind to attract success, and you will learn how to build wealth over time.

You can find hundreds of free financial literacy books online at ManyBooks, OpenLibrary, GoodReads and other places. But in my opinion these five are the best of the best.


1. Rich Dad Poor Dad

Many investors cite Rich Dad Poor Dad as the book that changed their outlook on money and started them on their path to wealth.

The author’s rich dad explains how the poor stay poor by working for their money, and the rich stay rich by having their money work for them. You will also learn about the power of cash flowing assets.

2. Think And Grow Rich

Think And Grow Rich is the result of one man (Napoleon Hill) interviewing the most successful people of the 1920’s and 1930’s.

Hill’s research resulted in the one of the first formulas for success ever created. He walks you through the steps to transforming yourself and your mind in a way that will attract success.

Most of today’s most prominent success gurus model their systems after the one laid out in this book.

3. The Total Money Makeover

The Total Money Makeover debunks many of the average American’s financial myths and teaches a financial system based on getting out of debt and staying out of debt. It’s a great book for anyone trapped in debt or living paycheck to paycheck.

In my opinion, this is the most practical and clear book to slap you out of your money ignorance.

4. The Richest Man In Babylon

The Richest Man In Babylon teaches the principles of wealth creation through a number of parables. For anyone who learns better through stories, this is your book.

Arkad is a poor scribe who becomes the richest man in Babylon, and he shares his money advice in the form of the “Seven Cures” and the “Five Laws of Gold.”

5. The Millionaire Next Door

The Millionaire Next Door is the result of research done on real millionaires. It’s a great look into what a real life wealthy person actually looks like. The authors take a more statistical approach and shed light on the behaviors and traits of an average millionaire.

The book shows how creating wealth correlates more with your spending habits than how much money you earn. They also look at the investing habits, career choices and risk tolerances of these millionaires.


You can absolutely get all the financial education you need online for free. I believe the five books on my list are enough to give anyone the knowledge they need to be successful with their finances.

Happy investing.


I'm living the path to financial success and sharing everything I learn in this blog. I believe in the power of cash flowing investments, due diligence and time. This is my journey so far.

Before 2016: Just living my life, working full time and trying to get by.

2016: Kate and I start to discuss the possibility of getting into real estate investment. We read books like Rich Dad Poor Dad and listen to the Bigger Pockets Podcast. We find a Realtor and start looking at property. We even make an offer or two, but nothing happens.

2017: Kate and I continue looking for property. We meet with banks and find lenders willing to work with us. In one month (August), we turn our basement into an Airbnb and list it AND we purchase our first long term rental property, which is a triplex. We can't find good tenants for our triplex.

2018: In April, we finally get our first tenant in the triplex, our second in June and get it fully rented in July. Our basement Airbnb makes so much money that in September we decided to buy another property to exclusively rent out on Airbnb. It makes us even more money than the first one!

2019: Kate decides we should put together a mastermind group. So we get in touch with people we know who care about money and start sharing knowledge with each other. Our triplex is profitable, but our two Airbnb properties are making way more money, so we buy another property to put up on Airbnb and VRBO.

2020: Coronavirus hits in March and all the guests booked at our Airbnb properties cancel. We freak out, but after a few weeks everything comes back and we're making money again. Discussion and research from the mastermind group makes me want to investigate online business as an investment strategy. Kate and I started Unbound Investor with plans to purchase a website in 2021.

2021: Our Airbnbs hit new highs after Covid causes more travelers to be wary of using hotels. I spend about 6 months attempting to purchase a million dollar online business with an SBA backed loan only to have the deal come crashing down at the last minute. The experience makes me re-evaluate and I ended up purchasing a small blog instead. I also start a new website. At the end of the year I begin hiring writers and investing in online content in order to grow the online revenue of my 3 websites.

OK you're all caught up!

I learned everything I know from books, podcasts, conversations with friends and family and of course through real world experience as a cash flow investor. And I'm always pushing to learn more.

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